The more that we base upon networks – size and composition of networks – the more inequality we produce. I know they mean well, but this will give advantages to the well-connected without helping the unconnected. I’m not sure that’s a good thing. There is actually something to be said for starting on the same platform – of no credit – as most other young people and working to build good credit, for example. If knowing the right people or the right kind of people puts you at an advantage, then socio-economic mobility could potentially suffer even more than it already does suffer at the hands of nepotism and networking.

I play that game, but I don’t like it.

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